Florida Insurance Claims Adjuster License Practice Exam

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What does Coverage B include?

  1. Medical Payments

  2. Property Damage

  3. Personal and Advertising Injury

  4. Workers Compensation

The correct answer is: Personal and Advertising Injury

Coverage B, otherwise known as personal and advertising injury, includes a wide range of coverage for a business. This includes coverage for damages or injuries related to personal and advertising injury, such as libel, slander, or copyright infringement. Option A, medical payments, would cover only medical expenses related to an injury on the business premises, whereas option B, property damage, would cover damages to physical property. Option D, workers compensation, would only cover injuries or illnesses related to an employee's job duties, and not personal or advertising injury. Therefore, these options are incorrect as they do not fully encompass the coverage provided by Coverage B.

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