Florida Insurance Claims Adjuster License Practice Exam

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What three types of property are covered under the Building and Personal Property coverage form?

  1. A. Building; Business Personal Property; Personal Property of Others

  2. B. Building; Your Personal Property; Detached structures

  3. C. Building; Personal Property; Personal Property of Others

  4. D. Building; Your Business Personal Property; Your Personal Property

The correct answer is: A. Building; Business Personal Property; Personal Property of Others

This coverage form covers buildings which consist of structures attached to the ground, Business Personal Property which is defined as the property you own, and Personal Property of Others, which includes property in your care, custody, or control that belongs to someone else. Options B, C, and D are incorrect because they each have at least one property type missing from the correct answer. Option B only includes one type of personal property, Option C only includes two types of property, and Option D does not include Personal Property of Others.

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