Florida Insurance Claims Adjuster License Practice Exam

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The coverage territory for Personal Inland Marine Insurance (PAF) is:

  1. Whatever is specified in the policy

  2. Worldwide

  3. United States

  4. U.S., Canada, and U.S. territories

The correct answer is: Worldwide

Personal Inland Marine Insurance (PAF) provides worldwide coverage, meaning that the policyholder is covered anywhere in the world. Option A is incorrect because it implies that coverage is limited to only what is specified in the policy, while option C is incorrect because it only mentions coverage within the United States. Option D is also incorrect because it only mentions coverage within the U.S., Canada, and U.S. territories, while PAF provides coverage worldwide. Therefore, option B is the correct answer.

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