Florida Insurance Claims Adjuster License Practice Exam

Who represents many insurers on a fee-for-service basis?

1. Company or Staff Adjuster

2. Fee Adjuster

3. Independent Adjuster

4. Public Adjuster

The correct answer is: Fee Adjuster

A fee adjuster represents many insurers on a fee-for-service basis. This means that they are hired by insurers to handle claims on a case-by-case basis, rather than being a permanent employee like a company or staff adjuster would be. Independent adjusters, on the other hand, work for multiple insurers but are paid directly by the policyholders for their services. Public adjusters, while working for policyholders, only handle claims for a specific insurer.