Florida Insurance Claims Adjuster License Practice Exam

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Which of the following is an example of a peril?

Negligence
Fraud
Lightning
Breach of contract

The correct answer is: Lightning

Context A peril is defined as something that causes harm or injury. Options A (Negligence), B (Fraud), and D (Breach of contract) do not fit this definition because they refer to actions or behaviors rather than events. In contrast, option C (Lightning) is an event that can cause harm or damage, making it a clear example of a peril.