Florida Insurance Claims Adjuster License Practice Exam

Which of the following is excluded under liquor liability?

1. Any liability

2. Liability from non-alcoholic beverages

3. Liability associated with serving liquor in compliance with laws

4. Liability associated with serving liquor to intoxicated or underage persons or in violation of a law

The correct answer is: Liability associated with serving liquor to intoxicated or underage persons or in violation of a law

Liquor liability excludes the liability associated with serving liquor to intoxicated or underage persons or in violation of a law. This means that if a person is served alcohol and later causes harm or damage, the establishment or individual serving the alcohol may be held responsible. This is intended to deter businesses from serving alcohol irresponsibly. Option A is incorrect because liquor liability covers some forms of liability, such as serving alcohol to intoxicated or underage persons. Option B is incorrect because liquor liability explicitly includes liability from serving alcoholic beverages, not just non-alcoholic ones. Option C is incorrect because liquor liability does not exclude all liability associated with serving alcohol. It only excludes liability in specific circumstances, such as serving alcohol to intoxicated or underage persons.