Florida Insurance Claims Adjuster License Practice Exam

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Which of the following is NOT a threshold of the No-Fault Law?

  1. Significant and permanent loss of a conscience

  2. Significant and permanent loss of a bodily function

  3. Permanent injury other than scarring and disfigurement

  4. Death

The correct answer is: Significant and permanent loss of a conscience

Option A is not a threshold to qualify for benefits under the No-Fault Law because it pertains to a loss of consciousness, not conscience. Option B is a correct threshold as it refers to a permanent physical impairment. Option C is also a valid threshold, as it involves a permanent injury that is not related to scarring or disfigurement. Option D, death, is also a threshold under the No-Fault Law as it entitles the deceased person's family to compensation.

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