Florida Insurance Claims Adjuster License Practice Exam

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Which of the following are available as HO hurricane deductibles?

  1. All of the above

  2. 2%

  3. 5%

  4. $500

The correct answer is: All of the above

HO hurricane deductibles are an important factor when it comes to insuring properties in areas prone to hurricanes. Typically, these deductibles are a fixed percentage of the property's insured value. That's why options B, C and D are incorrect because they only offer fixed amounts rather than a percentage. Option A is the correct answer because it includes all the possibilities in one, making it the most comprehensive and accurate response. Therefore, option A is the best and most suitable choice when it comes to HO hurricane deductibles.