Florida Insurance Claims Adjuster License Practice Exam

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Which HO form covers a condo owner?

HO-3
HO-2
HO-6
HO-4

The correct answer is: HO-6

The correct answer is C HO-6. This form specifically covers condominium owners and their personal property, as well as any improvements or upgrades made to the unit. HO-3, HO-2 and HO-4 forms are not applicable to condo owners because they do not provide coverage for shared structures or common areas of condos. HO-3 covers single-family homes, HO-2 covers mobile homes and HO-4 covers renters. As a condo owner, HO-6 is the most appropriate form for protecting your personal property and liability needs.