Florida Insurance Claims Adjuster License Practice Exam

Which best describes health insurance?

1. Disability Insurance

2. Property insurance

3. Liability insurance

4. None of the above

The correct answer is: Disability Insurance

Health insurance is a form of insurance that helps cover the cost of medical expenses and services. It is designed to protect individuals and families from financial hardship caused by unexpected health issues or accidents. Disability insurance, on the other hand, provides coverage for lost income due to a disability that prevents an individual from working. Property insurance covers damage or loss of physical property, such as a home or car. Liability insurance covers damages or legal obligations that arise from actions or negligence that result in harm to others. Therefore, A is the best answer as it specifically refers to coverage for medical expenses and services. B, C, and D are incorrect as they do not provide the same level of coverage for health-related expenses.