Florida Insurance Claims Adjuster License Practice Exam

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Where will Joe go first to collect for his medical expenses?

  1. Worker's Compensation

  2. His PIP insurance

  3. His homeowner insurance

  4. His health insurance

The correct answer is: His PIP insurance

Joe will go to his PIP insurance first because PIP stands for Personal Injury Protection, which is specifically designed to cover medical expenses regardless of who is at fault in an accident. Worker's Compensation only applies to work-related injuries, homeowner's insurance does not typically cover medical expenses, and health insurance usually comes with a deductible or co-pay, making it a secondary option for covering medical bills.

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