Florida Insurance Claims Adjuster License Practice Exam

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When does the period of restoration begin under Business Income Coverage?

  1. A. 72 hours after reporting the loss

  2. B. 72 hours after the date of direct damage

  3. C. 48 hours after the date of direct damage

  4. D. 48 hours after reporting the loss

The correct answer is: B. 72 hours after the date of direct damage

The period of restoration under Business Income Coverage begins 72 hours after the date of direct damage. Options A and D are incorrect because they state 72 hours after reporting the loss, while the correct answer mentions the date of direct damage. Option C is incorrect because it states 48 hours instead of 72 hours.