Florida Insurance Claims Adjuster License Practice Exam

When covered property is damaged, which expense is covered for temporary and expedited permanent repairs or replacement?

1. A. Defense Costs

2. B. Supplementary Payments

3. C. Automatic Coverage

4. D. Expediting Expenses

The correct answer is: D. Expediting Expenses

Answer Expediting expenses are covered for temporary and expedited permanent repairs or replacement because it is necessary to quickly repair or replace the damaged property in order to mitigate further damage. Defense costs and supplementary payments do not apply in this situation as they are related to legal fees or additional costs incurred during a lawsuit. Automatic coverage may apply in some cases, but it does not specifically cover expenses for temporary and expedited permanent repairs or replacement. Therefore, D is the best option for this question.