Florida Insurance Claims Adjuster License Practice Exam

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When a community applies for flood coverage, until they are approved they are under:

  1. The Regular Program

  2. The Special Program

  3. The Emergency Program

  4. The Flood Program

The correct answer is: The Emergency Program

When a community applies for flood coverage, they will be initially placed under the Emergency Program until they are approved and their status will be moved to the Regular Program. The Regular Program is the standard program for communities with approved flood coverage. The Special Program is for high-risk areas and has stricter requirements. The Flood Program, on the other hand, does not exist and is not related to flood insurance. Therefore, the option C, the Emergency Program, is the most accurate answer.

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