Florida Insurance Claims Adjuster License Practice Exam

What might an adjuster's investigation include?

1. Simple verification of bills and estimates

2. Changing the terms of the policy

3. Determining policy prices

4. Issuing insurance cards

The correct answer is: Simple verification of bills and estimates

An adjuster's investigation typically includes verifying claims, assessing legal liability, evaluating damages, and negotiating settlement amounts. Changing the terms of the policy and determining policy prices are the responsibility of insurance underwriters, not adjusters. Issuing insurance cards is the task of insurance agents, not adjusters. Therefore, simple verification of bills and estimates is the most accurate and relevant option for an adjuster's investigation.