Florida Insurance Claims Adjuster License Practice Exam

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What is the primary function of a Health Maintenance Organization (HMO)?

  1. To sell properties

  2. To provide comprehensive health services for a fixed fee

  3. To insure properties against theft

  4. To manage construction contracts

The correct answer is: To provide comprehensive health services for a fixed fee

An HMO is a type of healthcare plan that provides comprehensive coverage for medical services in exchange for a fixed fee. This includes primary care, specialist care, and hospitalization. It also emphasizes preventative care and managing chronic illnesses. Options A, C, and D are all unrelated to the primary function of an HMO, which is to provide healthcare services to its members.

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