Florida Insurance Claims Adjuster License Practice Exam

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What is covered 100% under Basic PIP Benefits?

Medical Expenses
Loss of Gross Income
Replacement Services
Towing Coverage

The correct answer is: Replacement Services

Replacement Services refers to expenses related to help with daily tasks, such as household chores, that are necessary due to injury from a car accident. Option A, Medical Expenses, is only covered up to a certain limit under Basic PIP Benefits. Option B, Loss of Gross Income, is only covered up to 85% of a person's gross income. Option D, Towing Coverage, is not covered at all under Basic PIP Benefits. Therefore, option C is the only choice that is covered 100% under Basic PIP Benefits.