Florida Insurance Claims Adjuster License Practice Exam

What identifies an Unauthorized Entity in Florida?

1. An entity with a certificate of authority

2. An insurer with international coverage only

3. An entity operating without required licensing or registration

4. A company providing only online insurance services

The correct answer is: An entity operating without required licensing or registration

A An entity with a certificate of authority does not necessarily mean it is unauthorized, as some entities may have proper authorization but not be licensed in Florida specifically. B: Having international coverage only does not necessarily mean a company is unauthorized in Florida, as they may still be licensed in the state. D: A company providing only online insurance services does not necessarily mean it is unauthorized, as they may still be properly licensed and registered in Florida. Therefore, the best indicator of an Unauthorized Entity in Florida is an entity operating without required licensing or registration.