Florida Insurance Claims Adjuster License Practice Exam

What does the Farm Liability Coverage Form include?

1. Coverage for professional services

2. Coverage for bodily injury or property damage arising out of farming operations

3. Coverage for farming operations performed for another for a charge

4. Coverage for employment-related liability

The correct answer is: Coverage for bodily injury or property damage arising out of farming operations

The Farm Liability Coverage Form includes coverage for bodily injury or property damage arising out of farming operations. This includes coverage for accidents or incidents that occur on the farm, such as injuries from farm equipment or damage to property caused by farm animals. Choice A is incorrect because the Farm Liability Coverage Form does not include coverage for professional services, such as consulting, legal, or accounting services. Choice C is incorrect because the Farm Liability Coverage Form does not cover farming operations performed for a fee. This would fall under a separate form of coverage, such as Professional Liability Insurance. Choice D is incorrect because the Farm Liability Coverage Form does not include coverage for employment-related liabilities, such as workers' compensation or employee discrimination claims. These types of liabilities would also require separate coverage.