Florida Insurance Claims Adjuster License Practice Exam

What does Section 624.155 of the Florida Statutes provide?

1. A detailed list of insurance coverages

2. A right to sue the insurer for certain damages

3. Guidelines for settling insurance claims

4. Instructions for filing an insurance claim

The correct answer is: A right to sue the insurer for certain damages

Section 624.155 of the Florida Statutes provides an insured individual with the right to sue their insurer for certain damages if the insurer violates any of the provisions listed in the statute. This means that the other options, such as a detailed list of insurance coverages or instructions for filing an insurance claim, are not the main purpose of this section. Although guidelines for settling insurance claims are mentioned in the statute, it is not the primary focus. Therefore, it is important to understand the specific purpose of this section in order to determine the most accurate explanation.