Florida Insurance Claims Adjuster License Practice Exam

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What does Mechanical Breakdown Coverage insure?

  1. Only accident-related vehicle repairs

  2. Repairs to any vehicle part after an accident

  3. Repairs to mechanical parts of a vehicle, including non-accident related events

  4. Routine vehicle maintenance

The correct answer is: Repairs to mechanical parts of a vehicle, including non-accident related events

Mechanical Breakdown Coverage insures against non-accident related events that cause damage to mechanical parts of a vehicle. Option A is incorrect because it only covers accident-related repairs. Option B is incorrect because it only covers repairs for vehicle parts after an accident, whereas Mechanical Breakdown Coverage covers repairs for non-accident related events as well. Option D is incorrect because it does not cover repairs at all, but rather routine maintenance.

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