Florida Insurance Claims Adjuster License Practice Exam

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What does Employment Related Practices Liability cover?

Injury due to employment-related offenses
Liability from professional services
Damage from farming operations
Unauthorized insurance operations

The correct answer is: Injury due to employment-related offenses

Employment Related Practices Liability covers injury or harm resulting from employment-related offenses, such as discrimination, harassment, or wrongful termination. This type of insurance does not cover liability from professional services, like a doctor or lawyer giving incorrect advice, or damage from farming operations. It also does not cover unauthorized insurance operations, which refers to fraudulent activities related to obtaining or providing insurance. Therefore, out of all the choices, the most accurate coverage for Employment Related Practices Liability is option A.