Florida Insurance Claims Adjuster License Practice Exam

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What do those who comply with Florida law regarding insurance receive?

Limited immunity from tort suits
Automatic insurance claim approval
Full coverage of all insurance claims
A discount on insurance premiums

The correct answer is: Limited immunity from tort suits

Florida law provides a form of limited immunity to those who comply with state insurance requirements. This means that individuals who comply with these laws are not held liable for damages or injuries caused as a result of their actions. Option B is incorrect because insurance claim approval is not automatic, and must still meet the policy requirements. Option C is incorrect because insurance coverage is not guaranteed for every claim. Option D is incorrect because compliance with Florida law does not necessarily result in a discount on insurance premiums.