Florida Insurance Claims Adjuster License Practice Exam

What are the penalties for non-compliance with the compulsory insurance requirements?

1. The owner is denied immunities from legal liabilities, personally liable for PIP benefits, and suspension of driver's license and vehicle registration

2. A fine and a written warning

3. Mandatory community service

4. A temporary ban on driving any vehicle

The correct answer is: The owner is denied immunities from legal liabilities, personally liable for PIP benefits, and suspension of driver's license and vehicle registration

Non-compliance with compulsory insurance requirements can result in serious penalties for the vehicle owner. Option B, a fine and a written warning, may not be enough to deter individuals from ignoring the insurance requirement. Option C, mandatory community service, may not be feasible for all individuals and does not directly address the issue of insurance. Option D, a temporary ban on driving any vehicle, may still allow the uninsured vehicle to be on the road, posing a risk to others. Option A provides a comprehensive list of penalties that address various aspects of non-compliance, such as loss of immunities, personal liability and suspension of driver's license and vehicle registration. This option fully encompasses the consequences of not having compulsory insurance, making it the correct answer.