Florida Insurance Claims Adjuster License Practice Exam

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Uninsured Motorists coverage is used to cover the insured for?

  1. Bodily injury only

  2. Bodily injury and property damage

  3. Medical payments

  4. Liability

The correct answer is: Bodily injury only

Uninsured Motorists coverage is designed to protect the insured person if an accident occurs with a driver who does not have insurance. This coverage typically helps cover medical expenses if the insured is injured as a result of the accident, hence "Bodily injury only". It does not cover damage to property, medical payments, or liability, which are covered by other insurances.

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