Florida Insurance Claims Adjuster License Practice Exam

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Under a Dwelling Policy, all of the following are eligible, EXCEPT:

  1. A rental apartment in a commercial building

  2. A 1-6 family dwelling

  3. A two-family dwelling owned by a corporation

  4. A mobile home

The correct answer is: A rental apartment in a commercial building

A rental apartment in a commercial building is not eligible under a Dwelling Policy because this type of policy is specifically designed for residential properties, not commercial properties. A rental apartment in a commercial building would require a different type of policy, such as a Commercial Property Policy. Options B, C, and D are all eligible for coverage under a Dwelling Policy as they are 1-6 family dwellings and/or owned by individuals or corporations.

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