Florida Insurance Claims Adjuster License Practice Exam

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The insured has a building that has been vacant for 75 days. Which of the following are covered?

  1. Theft

  2. Glass breakage

  3. Weight of ice and snow

  4. Vandalism

The correct answer is: Weight of ice and snow

When a building is vacant for an extended period of time, insurance coverage often changes. In this scenario, weight of ice and snow is the only option that is usually covered by insurance. Theft, glass breakage, and vandalism would not be covered because the building has been vacant for too long and is considered a higher risk.

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