Florida Insurance Claims Adjuster License Practice Exam

The insured, a resident of Florida, was in an accident in Georgia. How will the Florida policy respond?

1. A. 10/20/10

2. B. 20/40/10

3. C. No coverage

4. D. 20/40/20

The correct answer is: B. 20/40/10

The Florida policy will respond with coverage of 20/40/10. This is because, according to the standard minimum coverage requirements for car insurance in Florida, the policy must provide at least $20,000 in coverage for bodily injury liability per person, $40,000 in coverage for bodily injury liability per accident, and $10,000 in coverage for property damage liability. Option A and D do not meet the minimum requirements for bodily injury liability, while option C, as a no coverage option, is not a viable choice. Therefore, B is the most appropriate answer.