Florida Insurance Claims Adjuster License Practice Exam

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Susie swerves to avoid a dog and hits a tree. This incident is an example of?

  1. Collision

  2. Both A and B

  3. Other than collision

  4. Neither A nor B

The correct answer is: Collision

When Susie swerves to avoid a dog and hits a tree, this is an example of a collision because there is physical contact between the car (Susie) and an object (the tree). Option B is incorrect because it refers to both a collision and something other than a collision, which is contradictory. Option C is incorrect because it implies that there is no collision since it is "other than collision," when in fact there is a collision. Option D is incorrect because there is clearly a collision occurring in this situation.