Florida Insurance Claims Adjuster License Practice Exam

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One category of Commercial Inland Marine insurance is 'Instrumentalities of Transportation and Communication.' All of the following are covered under this form, EXCEPT:

  1. Tractor trailer trucks

  2. Pipelines

  3. Radio and TV towers

  4. Bridges and tunnels

The correct answer is: Tractor trailer trucks

'Instrumentalities of Transportation and Communication' is a type of Commercial Inland Marine insurance that covers transportation and communication equipment and structures. Tractor trailer trucks are typically covered under a different category of insurance, such as motor truck cargo insurance. Therefore, tractor trailer trucks would not be covered under this particular form of insurance. Pipelines, radio and TV towers, and bridges and tunnels are all examples of transportation and communication instrumentalities that would be covered under this form of insurance.