Florida Insurance Claims Adjuster License Practice Exam

Joe wrote a policy through the Florida Automobile Joint Underwriting Association, and the company issued the policy. What is the company issuing the policy called?

1. A. A non-standard carrier

2. B. A non-servicing carrier

3. C. A servicing carrier

4. D. A standard carrier

The correct answer is: C. A servicing carrier

A non-standard carrier would not be correct because the Florida Automobile Joint Underwriting Association primarily deals with high-risk drivers, which are not typically covered by non-standard insurance companies. A non-servicing carrier would also be incorrect because the company is actively involved in issuing and managing the policy. A standard carrier may provide insurance through the Florida Automobile Joint Underwriting Association, but it is not the same as the company issuing the policy. Therefore, the correct option is a servicing carrier.