Florida Insurance Claims Adjuster License Practice Exam

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How much would the PAP pay for the following loss: $37,000-BI pedestrian; $3,000-Display window; $10,000-Sports car; $1,500-Legal defense?

$51,500
$37,000
$40,000
$50,000

The correct answer is: $51,500

The PAP (Personal Auto Policy) would pay $51,500 for this loss. This is because the total loss is calculated by adding up the individual losses in the question $37,000 for the BI pedestrian, $3,000 for the display window, $10,000 for the sports car, and $1,500 for legal defense, which equals $51,500. Options B, C, and D do not take into account all of the losses or include any additional costs, resulting in an incorrect answer.