Florida Insurance Claims Adjuster License Practice Exam

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How many people can a private employer hire before they are required to purchase WC?

  1. A. 1

  2. B. 4

  3. C. 12

  4. D. 8

The correct answer is: B. 4

Private employers in the United States are typically required to purchase workers' compensation (WC) insurance when they have four or more employees. This is a standard set by the National Council on Compensation Insurance (NCCI) and may vary slightly by state. The other options are incorrect because they are either lower or higher than the NCCI standard of four employees. A private employer with only one, eight, or twelve employees would still be required to purchase WC insurance.

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