Florida Insurance Claims Adjuster License Practice Exam

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All of the following are eligible for a Homeowner Policy, EXCEPT:

  1. Renters who maintain residence in any type of building

  2. Dwellings owned by a corporation

  3. Owner-occupants of 1-4 family dwellings

  4. Condominium unit owners

The correct answer is: Dwellings owned by a corporation

A homeowner policy typically covers owner-occupants of 1-4 family dwellings, as well as renters and condominium unit owners. However, dwellings owned by a corporation are not eligible for a homeowner policy as they are classified as commercial properties rather than personal residences. Renters who maintain residence in any type of building and condominium unit owners, on the other hand, are eligible for a homeowner policy because they are considered to be living in a personal residence.

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