Florida Insurance Claims Adjuster License Practice Exam

A Florida employee was sent to Boston to work for one week. While in Boston, they were injured on the job. How is the injury covered under WC benefits?

1. The injury is covered under Florida's WC law

2. There is no coverage under either state law

3. The injury is covered under Massachusetts WC law

4. None of the above

The correct answer is: The injury is covered under Florida's WC law

This option is incorrect because the injury did not occur in Florida, thus it cannot be covered by Florida's WC law. B is incorrect because the employee was sent to Boston for work, making it a work-related injury and potentially eligible for WC benefits. C is incorrect because although the injury occurred in Boston, the employee is still considered an employee of the Florida company and therefore covered under Florida's WC law. D is incorrect because there is a coverage option available under Florida's WC law in this situation.